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Industrial Loan Corporations: Recent Asset Growth and Commercial Interest Highlight Differences in Regulatory Authority
Industrial loan corp. (ILC) emerged in the early 1

Our Price: $25.00
By Richard J. Hillman (au)
Year: 2005
Pages: 98
Binding Paperback

Product Code: 1422303683

Industrial loan corp. (ILC) emerged in the early 1900s as small niche lenders that provided consumer credit to low & moderate income workers who were generally unable to obtain consumer loans from commercial banks. Since then, some ILCs have grown significantly in size, & some have expressed concern that ILCs may have expanded beyond the original scope & purpose intended by Congress. Others have questioned whether the current regulatory structure for overseeing ILCs is adequate. This report: (1) discusses the growth & permissible activities of ILCs & other insured depository institutions; (2) compares the supervisory authority of the FDIC with consolidated supervisors; & (3) describes ILC parents’ ability to mix banking & commerce.

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