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Diane Publishing Books
Industrial Loan Corporations: Recent Asset Growth and Commercial Interest Highlight Differences in Regulatory Authority
Richard J. Hillman (au)
Industrial loan corp. (ILC) emerged in the early 1900s as small niche lenders that provided consumer credit to low & moderate income workers who were generally unable to obtain consumer loans from commercial banks. Since then, some ILCs have grown significantly in size, & some have expressed concern that ILCs may have expanded beyond the original scope & purpose intended by Congress. Others have questioned whether the current regulatory structure for overseeing ILCs is adequate. This report: (1) discusses the growth & permissible activities of ILCs & other insured depository institutions; (2) compares the supervisory authority of the FDIC with consolidated supervisors; & (3) describes ILC parentsí ability to mix banking & commerce.
Years of Renewal
Sale Price: $12.00
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