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Diane Publishing Books
HUD Homeownership Programs: Data Limitations Constrain Assessment of the American Dream Downpayment Initiative
David G. Wood (au)
While at an all-time high level, homeownership remains out of reach for many Amer., especially low-income families & minorities. Established in 2003, the American Dream Down Payment Initiative (ADDI) to help low-income, first-time homebuyers cover the up-front costs of buying a home (up to the greater of $10,000 or 6% of the purchase price) & authorized funding through FY 2007. This is a state-by-state analysis of ADDIís impact & discusses: (1) HUD-reported information on ADDI expenditures & assisted households, & the limitations on the quality of these data; & (2) the views of officials from selected jurisdictions on factors that affected their ability to use their funds & on the programís impact. Charts & tables.
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