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Diane Publishing Books
Fragile Middle Class: Americans in Debt
Teresa A. Sullivan (au); Elizabeth Warren (au); Jay Lawrence Westbrook (au)
From 1997 to 2000, the number of Amer. families filing for federal bankruptcy annually exceeded one million. Those who file are members of the middle-class (MC) -- a group that has long provided stability & vitality for the Amer. economic system. Why are unprecedented numbers of Amer. encountering such serious financial trouble? The authors analyzed court records & demographic data on thousands of bankruptcy cases, as well as debtorsí own accounts of the reasons for their bankruptcies. For many MC Amer., financial stability is fragile -- almost any setback can be disastrous. The authors view the bankruptcy process in the light of changing cultural & economic factors & consider what this may signify for the future of a large, secure, & dynamic MC.
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