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Flood Insurance: Opportunities Exist to Improve Oversight of the WYO Program
Flood Insurance: Opportunities Exist to Improve Ov

 
Our Price: $30.00
By Orice Williams Brown (au); Jeanette M. Franzel (au)
Year: 2009
Pages: 83
Binding Paperback

Product Code: 1437922732

Description
 
Since 2004, private insurance companies participating in FEMA’s Write-Your-Own (WYO) program have collected an average of $2.3 billion in premiums annually and, of this amount, have been paid or allowed to retain an average of $1 billion per year. Questions have been raised about FEMA's oversight of the program in light of the debts FEMA has incurred since the 2005 hurricanes. This report addresses the methods FEMA uses for determining the rates at which WYOs are paid, its marketing bonus system for WYOs, its adherence to financial control requirements for the WYO program, and alternatives to the current system. To do this work, the author obtained the views of select WYOs and flood insurance experts. Charts and tables.

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