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Merchant Acquirers and Payment Card Processors: A Look Inside the Black Box: A Reprint from the “Economic Review”
Each year, hundreds of millions of credit & debt c

Our Price: $15.00
By Ramon P. DeGennaro (au)
Year: 2006
Pages: 15
Binding Paperback

Product Code: 1437900445

Each year, hundreds of millions of credit & debt cardholders make billions of transactions worth trillions of dollars. Yet few are aware that such transactions travel through, & are made possible by, a group of intermediaries that accept cards, handle card transactions, manage the dispute-resolution process, & set rules that govern card transactions. This article demystifies the “Black Box” of the transactions process for payment cards. Describes a simple transaction with a private-label card. Emphasizes the key roles of merchant acquirers & card processors. Delineates the risk factors associated with specific industries, merchant types, & transactions that influence the price merchants pay for acquirers’ services. Discusses ways that merchant acquirers manage risk.

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