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Diane Publishing Books
Consumer-Directed Health Plans: Potential Effects on Health Care Spending and Outcomes
Philip Ellis (au); Donald B. Marron (pf)
During the past few years, new options for “consumer-directed” health plans (CDHP) have attracted considerable interest & debate & have enrolled several million participants. Such plans generally combine a high-deductible health insur. policy with a tax-sheltered account that enrollees may use to finance their out-of-pocket costs for health care services. This study examines in detail the potential effects of CDHP designs, analyzing the impact they might have on the use of health care, the costs & quality of health care services, & the health of enrollees. Also explores the incentives for enrollment in CDHP & the potential effect of that enrollment on markets for health insur. Much uncertainty about their impact remains to be resolved. Charts, tables & graphs.
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