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Individual Retirement Accounts: Government Actions Could Encourage More Employers to Offer IRAs to Employees: Congressional Testimony
Congress created individual retirement accounts (I

 
Our Price: $20.00
By Barbara D. Bovbjerg (au)
Year: 2008
Pages: 29
Binding Paperback

Product Code: 1437907083

Description
 
Congress created individual retirement accounts (IRAs) with two goals: (1) to provide a retirement savings vehicle for workers without employer-sponsored retirement plans; and (2) to preserve individuals’ savings in employer-sponsored retirement plans when they change jobs or retire. Questions remain about IRAs’ effectiveness as a vehicle to facilitate new, or additional, retirement savings. This is a report on: (1) the role of IRAs in retirement savings; (2) the prevalence of employer-sponsored and payroll-deduction IRAs and barriers discouraging employers from offering these IRAs; and (3) changes that are needed to improve IRA information and oversight. Charts and tables.

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