Bankruptcy Reform: Value of Credit Counseling Requ

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Bankruptcy Reform: Value of Credit Counseling Requirement is Not Clear

The Bankruptcy Abuse Prevention & Consumer Protect

Our Price: $20.00

By Yvonne D. Jones (au)
Year: 2007
Pages: 54
Binding Paperback

Product Code: 1422317250

Description

The Bankruptcy Abuse Prevention & Consumer Protection Act of 2005 requires individuals to receive credit counseling before filing for bankruptcy & to take a debtor education course before having debts discharged. Concerns were raised that the new requirements could expose consumers to abusive practices by credit counseling agencies or become barriers to filing for bankruptcy. This report examines: (1) the process of approving counseling & education providers; (2) the content & results of the counseling & education sessions; (3) the fees charged; & (4) the availability of & challenges to accessing services. Includes recommendations. Charts & tables.

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