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401(k) Plans: Several Factors Can Diminish Retirement Savings, but Auto. Enrollment Shows Promise for Increasing Participation and Savings: Congressional Testimony
401(k) Plans: Several Factors Can Diminish Retirem

Our Price: $20.00
By Barbara D. Bovbjerg (au)
Year: 2009
Pages: 22
Binding Paperback

Product Code: 1437925014

Over the past 25 years, the number of defined benefit (DB) plans has declined while the number of defined contribution (DC) plans has increased. Today, DC plans are the dominant type of employer-sponsored retirement plans. 401(k) plans currently cover over 85% of active DC plan participants. Workers are increasingly relying on 401(k) plans for their pension income. Recently, policy makers have focused attention on the ability of 401(k) plans to provide adequate retirement income and the challenges that arise as 401(k) plans become the predominant retirement savings plan. This report on: (1) challenges to building and maintaining of savings in 401(k) plans; and (2) recent measures to improve 401(k) participation and savings levels.

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